Who We Are

When it Matters

We are committed to create the best customer experience, serve our communities and enrich lives through extraordinary service from extraordinary people.

Who We Are

Extraordinary Matters

Together, we aspire to help each individual, each family and each business achieve their dreams.

Together, we build lasting relationships that enrich lives through extraordinary service from extraordinary people.

Our Values

Service

We help to assure that the communities we serve remain extraordinary places to work and live by investing our time, resources and energy into one individual, one family and one business at a time.

History

45 Years + & Counting

1975

Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions as the Bank of Kirkwood Plaza.

1981

Bank of Kirkwood Plaza was sold to a Fargo banker and renamed Dakota Bank & Trust Company.

1987

The current owners purchased the bank and renamed it Kirkwood Bank & Trust.

1996

Kirkwood Bank & Trust expands to a new market in Dickinson, ND.

2001

Kirkwood Bank & Trust broke ground on their new headquarters located at 2911 North 14th Street, Bismarck ND.

Present

We have 4 locations with 50+ Team Members. We remain committed to ensuring the communities we serve remain extraordinary places to work and live.

Recent Resources

Protect Your Identity
January 27, 2025

Protect Your Identity

Fraud complaints increased 19% in 2021, to more than 5.8 million. In 2019, identity fraud losses in the United States were estimated to be $16.9 billion. ABA recommends following these tips to keep your information – and your money – safe. Don’t share your secrets. Don’t provide your Social Security number or account information to… Continue reading Protect Your Identity

Federal cybersecurity office releases tips for consumers on avoiding holiday scams
December 23, 2024

Federal cybersecurity office releases tips for consumers on avoiding holiday scams

The Office of Cybersecurity and Critical Infrastructure Protection has released a consumer advisory on avoiding cyber and online scams during the holiday season, including a warning about suspicious texts or emails claiming to come from financial institutions. OCCIP noted that cybercrime contributed to more than $12.5 billion in losses in 2023, marking a 22% increase from 2022.… Continue reading Federal cybersecurity office releases tips for consumers on avoiding holiday scams

Do You Practice Safe Checks?
October 23, 2024

Do You Practice Safe Checks?

Despite the fact that check use has declined by 25%, reports of check fraud have soared. In fact, they’ve nearly doubled since 2021. Criminals are becoming more sophisticated and finding new ways to steal your financial information to gain access to your money. Kirkwood Bank & Trust is committed to helping our customers use checks… Continue reading Do You Practice Safe Checks?