Banking With Us

Banking that’s simple, personal, and built for you.
Your Bank, Your Way

Banking that’s simple, personal, and built for you.

Is your current bank letting you down?

Is your current bank letting you down?

  • Curious about how your bank manages your money?
  • Tired of never being able to get in touch with a real person?
  • Feel like just another number?

At Kirkwood Bank & Trust, we get it. People like you want more from their bank.

That’s why we focus on what matters—building trust, helping you when you need it, and offering services that fit your life. Whether you are looking for a personal loan, a credit card, or help planning for big life changes, we’re here for you.

Switch to Kirkwood and see how a North Dakota community bank can make a difference.

Ready for a banking experience that revolves around you?

Apply online now!

Exceptional Service

We make it a point to get to know you, so you can always count on a friendly face and personalized service.

Reliable Support

Our team is here to help, offering honest advice and support whenever you need it.

Community Commitment

We’re passionate about making a difference for you and our community every step of the way.

We’ve been supporting our customers for over 45 years.   But, don’t just take our word for it!

We’ve been supporting our customers for over 45 years. But, don’t just take our word for it!

Start Here

Help us learn a little more about your needs and fill out our form below or apply online now!

Get Connected

A friendly, knowledgeable team member will reach out to assist you.

Love Your Bank

Enjoy a personalized banking experience you can trust and rely on.