Personal Banking
PERSONAL CHECKING
- No minimum balance required
- Free 24-hr internet access at www.kirkwoodbank.com
- Free e-statements/check imaging option
- Free ATM cash withdrawals at KB&T machines
- Free Instant Cash/Check Card *
- Free VISA credit card *
- Free notary service
- No-fee overdraft protection *
- No monthly fees
- No minimum balance required
- Free 24-hr internet access at www.kirkwoodbank.com
- Paper-saving e-statements/check imaging
- Free ATM cash withdrawals at KB&T machines
- Free instant cash/check card *
- Free VISA credit card *
- Free notary service
- No-fee overdraft protection *
- Greenback cash reward of $.25 on each Check Card purchase over $25
- Save stamps and paper with free bill pay
- No monthly fees if 20 or less checks cleared per month **
- No minimum balance
- Unlimited check writing
- Discount booklet for savings on travel, purchases, car rental etc.
- Free Travelers Checks/Money Orders
- Accidental Death Insurance provided up to $10,000.00/Airline Accidental Death up to $20,000.00
- Free Photocopy Service (limit of five free copies per month)
- Free local Fax Service
- If average balance of $2500.00 is maintained, discounts on personal loans available.
- Free 24-hour internet access at www.kirkwoodbank.com
- Free E-Statements/Check Imaging
- Free ATM Cash Withdrawals at all KB&T machines
- Free Instant Cash/Check Card (with credit approval)
- Overdraft Protection (with credit approval)
- Visa Credit Card (with credit approval)
- Free Notary Service
- No minimum balance
- Unlimited check writing
- Account earns interest
- Free Travelers Checks/Money Orders
- Free Safety Paper Checks
- Free local Fax Service
- Free Photocopy Service (limit of ten free copies per month)
- If average balance of $2500.00 is maintained, discounts on personal loans are available.
- Free 24-hour internet access at www.kirkwoodbank.com
- Free E-Statements/Check Imaging
- Free ATM Cash Withdrawals at all KB&T machines
- Free Instant Cash/Check Card (with credit approval)
- Overdraft Protection (with credit approval)
- Visa Credit card (with credit approval)
- Free Notary Service
- $2500 minimum balance or a $5 per month service charge is assessed if your balance falls below $2500 during a statement cycle.
- Account earns a higher rate of interest than other checking accounts
- Limit of 3 checks per month (FDIC mandates: during any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution).
- Free Travelers Checks/Money Orders
- Free local Fax Service
- Free 24 Hour Internet access at www.kirkwoodbank.com
- Free E-Statements/Check Imaging
- Free ATM Cash Withdrawals at all KB&T machines
- Free Instant Cash/Check Card (with credit approval)
- Overdraft Protection (with credit approval)
- Visa Credit Card (with credit approval)
- Free Notary Service
Overdraft Protection:
Protect against overdrafts on your checking accounts
* With approved credit.
** For The Green Account only: no monthly fees if 20 or less checks cleared
per month. $10/month service charge if clearing more than 20 checks and
service charge of $.25 per check thereafter.
