Interest Rates and Annual Percentage Yields are current as of 7/30/2010

ACCOUNT NAME
MINIMUM
DEPOSIT
MINIMUM
BALANCE
to obtain APY

INTEREST
RATE

ANNUAL
PERCENTAGE
YIELD
CERTIFICATES OF DEPOSIT*
 Last Updated 02/26/2010.
91 Day CD
$ 1000
$ 1000
0.50%
0.50%
182 Day CD
$ 1000
$ 1000
0.90%
0.90%
9 Month CD
$ 1000
$ 1000
1.00%
1.00%
12 Month CD
$ 1000
$ 1000
1.25%
1.25%
18 Month CD
$ 1000
$ 1000
1.60%
1.60%
30 Month CD
$ 5000
$ 5000
1.80%
1.80%
36 Month CD
$ 5000
$ 5000
2.30%
2.30%
48 Month CD
$ 5000
$ 5000
2.40%
2.40%
* Substantial Penalty for early withdrawal. Other conditions may apply.
IRA CERTIFICATES OF DEPOSIT* Last Updated 02/26/2010.
18 Month IRA CD
$ 0
$ 0
2.10%
2.10%
30 Month IRA CD
$ 0
$ 0
2.25%
2.25%
* Substantial Penalty for early withdrawal. Other conditions may apply.
CHECKING** Last Updated 02/26/2010.
NOW Account Tier 1
$ 0
$ 0
.15%
.15%
NOW Account Tier 2
$ 0
$ 5000
0.60%
0.60%
Money Market Checking
$ 2500
$ 2500
0.40%
0.40%
Senior Checking
Tier 1
$ 0
$ 0
.15%
.15%
Senior Checking
Tier 2
$ 0
$ 5000
0.75%
0.75%
** Rates may change anytime after opening account.
SAVINGS** Last Updated 02/26/2010.
Statement Savings Tier 1
$ 0
$ 0
0.25%
0.25%
Statement Savings Tier 2
$ 0
$ 5000
0.60%
0.60%
** Rates may change anytime after opening account.
Fees could reduce the earnings on the account.